The Affordable Care Act adds some benefits that help everyone. If you haven't been able to afford insurance in the past, it makes it possible to find affordable coverage and to help pay for it through subsidies and tax credits.
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The new health care law was passed in 2010. The new law expands health insurance to include more benefits for more people, and is aimed at making coverage affordable and available to the millions of uninsured in our state.
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You can expect to see more choices in health plans in 2014 that may allow you to find coverage that meets your needs and stays within your budget. You also may be able to get a new kind of tax credit that lowers your monthly premium.
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If you don’t have health insurance in 2014, you could have to pay a penalty on your federal income tax. In 2014, the penalty for individuals is the higher of two amounts — $95 or 1 percent of income. These penalties increase each year.
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The first open enrollment period for buying insurance on the exchanges (also known as health insurance marketplace) begins October 1. At that time you will be able to go online and shop the different insurance plans available to you.
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Texas won’t have a state exchange in 2014, so Texans will use the federal government’s exchange (also known as Health Insurance Marketplace).
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There are a number of steps you can take to be ready for enrollment in October:
Step #1
Learn about different types of health insurance. You’ll be able to go to the new online exchange to compare health plans offered by all participating health insurers in your area, an
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Under the new health care law, you’ll be able to cover your adult children on your plan up to the age of 26.…
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In the past, it was often hard for some people to get health insurance unless they were part of a group.
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