Now that I know open enrollment starts in October, what do I need to do to get ready?

There are a number of steps you can take to be ready for enrollment in October:

Step #1
Learn about different types of health insurance. You’ll be able to go to the new online exchange to compare health plans offered by all participating health insurers in your area, and buy a health plan that gives you a balance of costs and coverage.

Step #2
Make a list of questions before you choose your health plan. For example, “Can I stay with my current doctor?” or “Will this plan cover my health costs when I’m traveling?”

Step #3
Learn the basics of how insurance works. For example, learn what a deductible is, an out-of-pocket maximum, a copayment. You’ll want to know what you are expected to pay and when. Think about these details while you’re shopping for a health plan. Visit the “Why Insurance” section to learn more about how insurance works.

Step #4
Gather basic information about your household income.
Many people will qualify to get a break on costs. When you are on the exchange website, you’ll be able to answer a few questions about your family and your income. With an online calculator you can find out how much you may be able to get to help pay for coverage.